You may be wondering by now if I'll ever post what I picked for my 401(k). The moment of truth has come, although some of you may have guessed already what I picked. Yep, I picked the A-rated funds and here is how I allocated my contributions:
DFA Emerging Markets Value I DFEVX: 40%
Fidelity Capital & Income FAGIX: 20%
Oppenheimer International Bond Y OIBYX: 40%
It's an aggressive portoflio allocation, but I think (and hope) it's a smart one too. Overseas markets should perform better than the domestic market and bonds are here to, both, limit the downside and diversify growth opportunities.
Now that I'm done with the 401(k) funds, it's time to move on to mutual funds for my personal account. So, that's what I'll be looking at next.
Full List of 401(k) Fund Reviews:
Introduction
Part 1 - American Funds Growth, DFA Emerging Markets Value, DFA U.S. Small Cap Value
Part 2 - Fidelity Capital & Income, Fidelity Contrafund, Fidelity Small Cap Independence
Part 3 - JPMorgan International Value, Morgan Stanley Inst Intl Growth Equity, Morgan Stanley Inst Mid Cap Growth
Part 4 - Oppenheimer International Bond, Third Avenue Real Estate Value, Vanguard Developed Markets Index
Part 5 - Vanguard Extended Market Index Signal, Vanguard Inst Total Stock Market Index, Vanguard Small Cap Index Signal
Part 6 - Vanguard Total Bond Market Index Signal, Western Asset Core Bond Institutional, Western Asset Inflation Indexed Plus Bond
My Fund Ratings
Fund Picks and Final 401(k) Allocation
Friday, January 25, 2008
My 401(k) Mutual Funds: Picks and Allocation
Topic: Mutual Funds
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