After reviewing all the available funds in the previous posts, I was able to pick three funds that provide high quality management and deliver solid returns as compared with their category peers and other funds under review. I also believe that these funds will provide a good allocation: domestic stocks, international stocks, and bonds.
45% Dodge & Cox Stock (DODGX) - I think the domestic market will bounce back sooner than overseas markets will, especially Europe.
30% American Funds EuroPacific Growth (AEPGX.LW) - This fund will provide good exposure to the international markets once they do bounce back while limiting risk in the meantime.
25% Goldman Sachs High Yield (GSHIX) - This fund's goal is to cushion the stock holdings' volatility while not capping the overall returns by providing higher than average yield.
Full List of Current Series of 401(k) Fund Reviews:
- Introduction and Large-Cap Funds - American Funds Growth, Dodge & Cox Stock, Putnam Equity Income, State Street Equity 500 Index Service
- Foreign Large-Cap Funds - AllianceBernstein International, American Funds EuroPacific Growth
- Mid-Cap Funds - Alger MidCap Growth Institutional, Ariel
- Moderate Allocation Funds - Dodge & Cox Balanced, George Putnam Fund of Boston
- Goldman Sachs High Yield, Morgan Stanley Institutional Small Growth
- Fund Picks and Allocation Targets
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